Are there any companies that allow you to place an order online without a credit card?
how long does a bad check stay in the system?
Can anyone tell me how I can go about trading my car in that I have an auto loan on.?
credit cards are fun?
A check for a lot of money, I don't know anything about?
Signature Loan will it help?
Can I get a car loan from a dealership with a credit score of 641? Thanks?
How do I check my credit statement on my mastercard online?
How will this purchase come up on my credit card bill?
Does Western Union Charge a Monthly Fee?
is it better to apply for a personal loan at a branch or over the phone (Citi)?
Is there an prepaid card that does not expire ?
overdrawn payment question. IMPORTANT PLEASE HELP?
How did you get things taken off of your credit report?
Just had a foreclosure on our rental house, and the credit union put a lien of $49,000 on us.What does it mean?
How to find a good credit card?
Will old library fines affect my credit later?
What kind of prepaid credit card can I use for a Paypal?
Does anyone know in OREGON the # to call to report a stolen Kicker Check?
Has anyone tried Credit Karma?
Rent to own question..can you return an item due to financial problems? will it affect your credit?
does applying for too many credit cards hurt your credit score?
I am going to apply for a apartment. I have a business and I named it after me john hubbard. ?
What salary would i get if i move to another corporation as an underwriter?
Do i have to pay this payment?
All of my credit cards are charged off should try to pay them or forget about them?
I found this credit card and i want to use it?
I have bad credit i got when younger, but now want to get a credit card for $1000. Anyone know where??
Can you pay a mortgage deposit using a credit card?
want to apply for a credit card w/ kohl's?
Emergancy loan, need help.?
How does getting a loan from the bank work if you don't have any credit?
I have applied for a credit card that asks for no credit check or bank account I need to find the web site .?
Anyone know a bit about FHA loans?
Are credit unions more lenient when it comes to your credit score when applying for a loan?
Whats the easiest, fastest and most effective way to clean up my credit report?
Credit Judgement problems?
I'm applying for credit?
when you have a judment on you in nys do they take a percntage of your pay or what?
How to obtain a house loan with <600 credit?
What does it mean "credit records"?
Which debt should I focus on and pay First?
URGENT PAYPAL QUESTION?
If i got a new debit card will my transactions from the other card still be online?
Is it possible to get my credit report repaired?
Is 23.24% APR good?
i'll like to know what's the meaning : 'if at anytime you'd like reallocate your credit lines among ....
Can I get a loan while being unemployed?
Credit Card Limit Question?
ami entitled to a copy of my credit report when an estate agents credit checks me?
How to Open a Second PayPal Account?
my father died, is my mother liable to pay his credit cards if they were only in his name?
apply for walmart credit card?
Bill Me Later question?
Can i receive my dad's social security check?
Credit Card Debt Solution?
I secretly made an online credit card payment without my dad knowing, but now he canceled it.?
TransUnion has wrong information. how do i fix it?
can a walmart gift card be used at walgreens?
Received a letter from a law firm demanding 3600 for a cc debt?
Does paying off credit cards affect your credit report?
I need to get a loan to pay off all my debts, what's the best way to go? What companies?
Can something my parents didn't pay for me while under 18 go to collections with my name?
I am 23 years old and I have bad credit how would I go about getting good credit?
What is the best way for me to build some business credit?
What to consider if you are availing a credit repair service?
I overdrew my bank account, now its closed, and a collection agency is calling me?
I went to a debt consolidator not to long ago and they told me that I needed to make like 400 dollars more?
I bounced a check...but can they do this to me?
Will they charge me more if i use my moms credit car from her savings account?
how to pay bill collectors?
is it possible for me to get a pay monthly phone if i have bad credit history?
Harrasement from a payday loan collection agency?
Any recommendations for good loans for bad credit...?
How do I find out what credit card limit I can get? Without applying for a card?
I CANT GET APPROVED FOR A CREDIT CARD NO CREDiT?
What place will extend me credit if my score is only 563?
Why do I have to verify on eBay using my credit card particulars?
Can you check in later then check in time?
I paid my hospital bill but it got refunded somehow, will this affect my credit?
what would u do if u found a $1000 on a street?
Secured Credit Card...?
Unauthorized credit inquiries?
Is it a bad idea to use a consolidation company to eliminate my debt?
if something gets put in a P& L account what does that mean, can I pay the money and it be over?
My ex claims our daughter as his dependent but claims both children for the childcare credit. Is this possible
Debt Collection Law In Virginia?
debt and credit problems?
do you have to have a credit card to create an Itunes acount?
can i get a new bank card early?
I need to deposit 2 checks,but I dnt have a account.can I deposit the checks in my wifes account? ?
Is a Debit Card like a gift card?
If i try to open a credit card in someone elses name but never use the card, can that person press charges?
what would you do ??? (very sensible question, so pls only sensible answers ) thnx?
american express gift card name?
I have information for a card with like 15$ on it can i still use it?
Can you use a Visa Gift Card online?
Please suggest some rebuttals for customers who don’t want give their credit card information over the phone.?
Will having overdraft charges affect my loan approval?
What does this mean? Annual Interest Rates Purchases: 19.99% Cash Advances: 21.5% Annual Fee: $0?
who enrolled me in your program?
Equifax Credit History differs from Experian's Credit History?
Paypal debit card mastercard?
Decent credit cards?
Will it help my credit to pay a student loan off in full?
Ways to increase credit score?
How do I build up my credit?
if i call visa will they and i ask what was bought on my card will they tell me?
Cashier's check made out and was cancelled?
how can i buy skype credit with out credit card?
Collection Accounts on Credit Report?
If you go over your limit on a VISA credit card? do you get charged the overlimit fee monthly or daily?
CAN C.C. COMPANIES GO AFTER MY BANK ACCT.,WAGES,OR BELONGINGS IF IM TOTALLY UNABLE TO MAKE PAYMENTS.?
Do the mypoints paypal gift card get directly credited into the account?
can i upgrade my credit card to a rewards card?
Isn't there a company which can be used to find all our personal debt?
Collections Dispute Advice?
First American Express Credit Card?
Do I have to report the amount of equity I borrow from my home this year as income on my taxes?
what does it mean when your social insurance number is flagged for abuse?
NEED HELP WITH FIXING MY CREDIT SCORE AND DEPT..how can I get it all paid off with 1 payment a month?
Best credit card for my credit score?
Where can you buy a pre-paid debit card?
Has anyone else had the pleasure of cancelling credit cards from banks that recently jacked your rates?
i turned 14 a few days ago. got around 300 dollars, how can i NOT spend it?
Why does it take sooo long to get my money from ebay/paypal?
How much do atms charge?
Transunion Report: Please Find Judgment For Me?
Can my give consent for someone to run my credit?
Vanilla Visa Gift Card activation fee? How much can I get with a 50 dollar card?
PayPal wont let me add debit card?
Does anyone know of good credit cards and creditors to re-establish credit after a Chapter 7 bankruptcy?
what is the legal interest rate in Illinois when collecting debt?
I have a itunes gift card,but i don't know how to use it for the payment?
can a credit card company or debt company take u to court?
can you buy a new car right before you file bankruptcy ?
Can I get a home loan if I have been working out of the country for the last 4 years?
What is the minimum credit score needed to be approved in an apartment?
can i recieve a credit increase?
annual report is saying I I have a mortgage?
I need to increase my credit score by 25 points in order to refinance.?
Best way to build credit back up?
Who should co sign a loan for me?
How to Build Credit to Get Credit Card?
Credit information mixed up?
I have horrible credit would like to improve that any suggestions on credit card? I have No debt good income.?
Can a credit card company sue you for not paying a bill?
Refund on an item brought with a debit card?
Questions about credit cards...?
Is there a paper trail from prepaid credit cards?
Cancelling or not using credit card?
Do I have bad credit?
what credit card has the lowest interest rate for cash advances?
does a bank have a time limit for sending a person to collections?
My dormant bank account?
sold something on ebay and received no payment?
How do i make my credit score? i just turned 18 and every one keeps tellin me i should get a credit card?
Could I cash this check?
what is the best why to eliminate credit card debt?
If I pay off my first mortgage, and still owe a second, can the second mortgage company foreclose?
4 years bad debt, file bankruptcy?
How good does my credit have to be to get a loan from a bank?
How can you rent an apartment if you literally have no one to co-sign for you, and you don't have any credit?
Could I get another loan to pay off all my other loans ?
Receiving collection call for 17 year old bill...what steps to take before paying?
can collection agency and interest on close accounts?
Is it too late to improve credit...um get out of debt?
does transferring balances on credit cards affect your credit?
Which is better 3 or 2 credit cards?
How does *depositing* money at an ATM work? Is it posted online instantly?
Why are so many folks in debt ?
Can i buy a gift card at Washington Mutual bank?
What website can I go on to order my credit score?
how to make payments on parents credit card?
Can I use my nab debit card to purchase things over the internet?
IF i ask my credit company to lower my minimum payment they will help me?
My credit card company wont negotiate. even after bankrupcy threat?
we filed for chapter 13 bankruptcy 1 yr ago and my wife recently inherited some money. how can she protect it?
Credit card companies?
Paypal and debit card?
Can I transfer my auto loan to my brother?
people advertise stuff free and when you go to colect it they ask for a credit card # !can you sue them?
What will happen with credit card debt?
why do some stores want to put their customers through the hassle and inconvenience of "mail in rebates?"
Can a prepaid Visa be used for online subscriptions.?
Trying to get a credit card.?
Does anyone remember the commercial from ~5 or 6 years ago with the debt collector calling asking for Linda?
prepaid creditcard europe?
Minimum Payment I must make to my Creditcard company?
best ways to build credit?
I just got a bill from collection agency about a telephone bill from 10 years ago, I don't recall it &1st bill
how can i find someone's email address in canada without paying any money?
I had a bank loan about 20 years ago but I no longer have the details, can I claim PPI refund?
credit union teller vs bank teller?
How do you decide what to get for your first credit card?
Financing through care credit?
No-fee credit card for International purchases?
T-Mobile lied to us and told us we could easily make a payment plan. We owed 200 then and now?
Where can you buy a visa giftcard, and can you use it online?
I was asked for my atm pin no. while making an online purchase with my debit card. Is it safe?
If i use a credit card and it goes overdue, can i pay it off by refunding the item?
Poor credit. Based on years of ignoring credit report and poor spending choices. Now wiser. How to repair???
Repairing Credit Scores?
is this united british lotto a scam?
Please help with paypal!?
is 700 a good credit score in Australia?
What is formula for calculating EMI.?
I have been informed by the county registered office via mail that I have an involuntary lien. placed on me.?
I just got a mastercard today?
i paid off my credit card debt and cancelled the credit card and they are still charging me?
Can i get a auto loan with a 560 fico score with alittle bad payment history with no collections? Help please?
What is a "fraud alert" when lost credit card?
620 Credit score?
When you have poor credit history, how tough is it to buy a car? (And not get ripped off?)?
Why would you be penalized for paying a loan off early?
Forever 21 exchange policy?
Why do companies send you a preaproved card only to deny you a credit they say you already qualify for?
I was told that paying off your credit cards in full every month was bad because banks WANT to make money off?
I saw an advert that single mums can have their credit card debt wiped out, is this true?
what is the difference between credit risk and counter party risk?
how do i improve my credit?
How can I improve my credit?
When Buying Something Online When They Ask Name Of Card Do You Put Just The Brand Or You Put Credit Or Debit?
Possible to Refiance my Vehicle?
if one has an large outstanding debt,and I don't have an income,can they seize any assets I may have,if any?
i need cash off my american express card?
I received summons to appear for pretrial conference for an unpaid balance on a credit card, what can I do?
If I Am A Homosapien... Does That Mean Im A Caveman?
what is the smartest way to rebuild credit after a shortsale?
How long should it take for a pre-paid credit card from virgin to arrive ? 10 points
How long does it take to receive a payment on PayPal if i am selling something on eBay?
My vanilla visa gift card got refilled?
Ebay + pre paid master card question?
Wheather i can pay one credit card payment by another credit card?
Do the secured credit cards that doesn't do credit checks of your credit history run checks on your income?
People with credit card do you pay in full or do u make ya minimum payment?
Can I buy a plane ticket with a MoneyPak?
Why would a limit on interest rates on old creditcard balances reduce the incentive to issue new credit cards?
I want Sib credit card monthly statements?
Debt relief possible?
Question About Lowering My APR...?
Is this company legit or a scam?
If you get declined for a credit card, does that affect your credit score negatively?
Wrong name on billing address?
I am just recently cleaning up my credit and paid a few accounts off that were in collections. ?
Can I pay for a PayPal invoice with a credit card?
I am looking for a payday loan company that doesnt require a checking account.?
Does MyView Surveys still give out pre-paid Visa Cards as rewards?
I want to consolidate my credit cards?
Are you a horrible person if you don't want to use credit and don't "know how to" use credit?
I'm 18 and I want a credit card?
I would like to pay off our mortage but...?
I received a "Notice of Delinquent Registration" on 6/6, I paid it on 6/30 will this show on my credit score?
Which is best credit card? HSBC or ICICI? Is it really worth applying for a credit card?
How long do defults stay on your credit file?
Will rockabilia.com accept one vanilla prepaid visa card?
Is it safe to give away credit card number to Amazon?
Get rid of my credit cards?
Question about credit card?
can any one explain the merits & demerits of car financing?
does ebay charge your bank or paypal account???
DEPSERATELY need financial help?
How to Rmove Negative Items Off Ur Credit Report?
I just sold an item on ebay but I didn't receive the payment on paypal?
My credit score and Buying a 2013 Dodge Challenger?
I was wondering how long unpaid bills stay on your credit report/file?
Can I use this? Please help?
I am trying to clean-up my credit to purchase a home.What are some good ways to start?
I need a small business loan. Anybody know of a website that shows you how to write a business plan?
i have bad debt how long will it take to own a new house?
lost my only debit card?
can i send a confident collection letter to someones job?
why do credit cards disconnect my internet?
Dose anyone make their house payment on a credit card and then pay it off?
Minecraft denied my credit card?!?
When you get your credit card bill, does EXACTLY what you bought show up on it?
What is APR on a credit card? Should I take a credit card with a 22.9% APR?/?
I have applied for a credit card that asks for no credit check or bank account I need to find the web site .?
what requirements are there for a preapproved auto loan?
Free credit report for credit card application rejection.?
i payed more for a check then i should have using bank of america online?
What is this card called?
Can you get a home equity loan while in a debt management program?
What kind of loan do I get?
Show a person wait to get paid just because they know the person?
if someone cosigns on your vehicle and you don't pay the loan can the bank file charges on both parties?
What should I do with over 50k in debt?
has any 1 ever been took to court for a matter of £1000, i owe it to a debt collecter but cant pay it.?
i have a top up card that has expired, how do i register it again? so i can top up with credit?
If I return some purchased product, does it ruin/affect my credit history?
if you change your first name, could your credit score change?
someone else's Credit card debt?
Problems with a Visa gift card on Steam?
Wells Fargo Credit card limit??? Pay for college?
Anyone use myautoloan.com for their auto financing?
i got myself into a major credit debt and also owe money to the i.r.s. how can i work this out?
what does written off mean on a credit history report?
where do I find credit check release authorization forms for free to print?
I need to raise some money to pay for tuition. Is there any way to pull equity out of my car that I own?
What happens if i go bankrupt?
I have a judgement from Robinson's May, in order to get it removed, I need to pay the balance, but where ?
Can I get approved for unsecured personal loan?
I left my debit card in the machine, it got sucked back up, can i get it back out?
What is a letter of credit? How it can be generated?
should i consultative my credit are is it a waste of time?
Why are bill collectors such jerks?
what is everything that determines your credit score?
Is MasterCard accepted everywhere visa is?
Can minors use their parents credit or debt cards?
They canceled my credit card after paying it down?
hey can anyone tell me where i can get a loan for 3000 dollars please help?
Charge off credit, bank account?
Contact information for collection agencies is invalid on my credit report. How do I resolve the disputes?
Why do you get more credit card offers when your credit score is low than when it is high?
Best way to build credit back up?
Do anyone have any Information on MyNextDayCash? Are they a good money loan company?
Credit card balance vs. available credit?
What is a line of credit?
What's the best credit card for an 18 year old with no previous credit history?
Where can I get a free credit report online?
Can you get a loan if you are under 18 with a parent signature?
I have a bad credit.maybe a card would change this?
made credit card purchase over limt?
Is working from home a good idea?
what is your credit card number and password?
i put someones power bill in my name now they owe $625 help how do i make them pay it and not affect my credit?
Is Transunion the only credit bureau that matters?
i would like to be able to accept all major credit cards. what do i need to know and how do i get started?
Are credit card companies still lowering limits?
My ex allowed me to have a joint credit card with my own name on it-and has decided to call it fraud??help.?
what are the chances of gettin sued from not paying credit cards?
Need to find a loan shark?
How do i Buy stuff on ebay using an ebay giftcard?
What is going on with this student loan situation? i was offered a loan rehab repayment program?
Credit Card Fraud. First Offence. 19,000.00+?
What happens when I buy something on a payment plan and then pay off and cancel my credit card?
Are there any credit card companies that will truly help you rebuild your credit?
What is the best way to pay down massive unsecured debt?
Co-signer affected by applications?
I'm Having Trouble Logging Into Walmart's Credit Card Site
does anybody know if doing paid online surveys actually pay you?
Can a creditor levy a prepaid VISA card just like a bank account? Can they seize those funds?
how di remove my nabe off the titlle on a bank owned vehicle when my ex has it and i made all the payments?
Should I be suspicious of entering credit card details when I supposedly won’t be charged for anything?
First, how does a person get a credit card? Second, what happens to people when they go into debt and can not?
Someone who owes me money is not paying me back - Suggestions?
A good student credit card?
did anyone loan from 1500onlineloans.com before?..is it safe?
craigslist ad offering guaranteed visa from 10,000 to 14000?
I Want my Money Stimulis check when is it coming and when will it get here before christmas 2010?
Have any of your creditors, ever asked you to verify public information about a relative living with you?
Can you use your military id as a form of an Id for your credit cards?
Can I use a Vanilla Mastercard on SupraFootwear.com?
i want a $1000 payday loan now?
i took personal loan and made full& final settelment but is reflecting in my civil report my edu loan rejec?
What does "Charge from Credit Card" Mean?
site name for urban credit co-op societies of maharashtra
What is the APR on a Centurion Card?
ok ok.. what can be a porfolio name???
can anyone tell me where i can get a bad credit loan without getting scam?
Credit Score Question - Unactivated Credit Card?
how can i block my nunber?
Possible identity theft?
In the UK do banks ever forgive debtors as an act of goodwill if they have cancer?
I Need Help Financing A Motorcycle. Im 18 And Make 450 a month part time, but I can increase that read detail)?
What are the credit score measurements?
find home loans for under $30,000?
Question about Golds Gym and Credit Agency?
Can someone tell me how to improve my credit score?
Will I Get Dealer Financing......???????
co-sign for auto loan?
I need to start building credit but make $1200 a month. what kind of limit should i apply for?
Where can i find the site to learn english online with conversation?
What happens if you receive cash for a returned item you paid for by check?
I asked for a car loan from a credit union and got approved but changed my mind, Can I get out of it?
Why are people obsessed with credit?
where can i open a bank account at 14?
What does your credit score have to be in order to qualify for a small business loan? I want to be prepared.?
How much credit point = $1?
Credit Card question?
Should i get the Visa Black Card?
How do I get a credit card?
Can Citi Cards take away my reward points if they sell their consumer credit card division?
Buy payza virtaul credit card?
How do I close my debit card online?
Do you like to shop by credit or cash?
Major Debt- any suggestions or solutions?
OSAP into bank account? How long does it take?
I have used visa debit card for a purchase online.When I filled up password and clicked pay button payment ga?
hi, anyone know what is minimum payment edigitalplace ?
how can i see my credit report for FREE?
Unsecure debt disappeared from credit report?
I lost my credit card?
how to cancel my sbi card transaction?
is yes loans a legit cash loan company?
I just paid off what I owed on my credit report. I checked it this morning and my credit score is lower? WTF??
Can i get a personal loan with no credit.?
How can my college age daughters aquire "established credit"?
I need advice on getting a home loan w/ unique circumstances!?
What are the best credit card debt relief services?
Can someone help me with this credit card assignment?
what number is considered an excellent credit score?
what shopping sites on the web do not need a credit/debit card?
Unauthorized credit inquiries?
anybody no any loan companys that deal with people on benefits not provident?
Pursue a refund from Payment provider?
can i send a confident collection letter to someones job?
Would you spend £100,000 to save one life or 100 x £1,000 to improve 100 lives.?
Why does my Gamestop Gift Card Suddenly have no Balance?
back in 2007 i got a loan from a payday advance place and did not repay the loan.?
where can i get a printout of my credit report?
I need help getting a loan?
What is the highest possible credit score a person can achieve?
How do I create an itunes account without having a credit card?
Why is it all of a sudden OK for credit card companys to charge card holders monthly premiums for credit?
I just discovered that Chase increased my credit limit and lowered my interest rate.How come?
Is the December 4 episode of Ugly Betty, why couldn't they get a credit card cash advance at the ATM?
Will paying just the minimum on a 0% credit card affect my credit?
Are there any legit credit cards that dont charge you any annual fees?
what credit score you need minimum to approve 7-eleven store? I have 635, is it enough to get approve?
Vanilla Visa Gift-card?
How bad is my credit?
how do i find out my visa credit limit?
Seeking information on medical debt?
Bank screwed me on a vehicle?
Anyone know of a good way to improve your credit score?
If you had some sort of cancer and you knew you were going to die in a couple of months.....?
Repo on credit score, need a new car - Loan tips?
anyone try advanta credit cards?
Do people default on association dues before they default on their loan?
Is there somewhere where I can find out my credit score for free?
Can you buy an itunes gift card online and get the code online ?
been out of country on working holiday now restartup loan?
What is the faster way to build up my credit score in 1-2 yrs period?
Is it true that if you have a debt collection showing up on your credit, you can ask it be removed..?
How do you respond to " Your payment is being processed"?
Can i get approve for a car loan with a credit score of 636?
Is there a bank that does not use Checksystems in Ga.?
One has a credit card with an excellent credit score of 865. What are the extreme benefits?
do u half to pay for this?
A collection company is trying to collect on a old credit card that has been listed as charged off bad debt?
a Question about paypal?
Is there anyway to purchase a shirt off the internet with a fake or no credit card?
Why are credit cards not issued to everyone?
can i get my chase card experation date?
Is Asset Recovery Bureau a scam?
HELP!! Credit Card Debt and Balance Tranfers?
Please help me !Two days ago @6:00 AM somebody knocked @the door ,I thought something bad happened I opened?
Is it possible for someone to make up bank statement.?
Has anyone got the Additional Cardmember fee waived for American Express Platinum?
Mark purchased a very expensive automobile on credit. Within a week, Mark discovered that a tune-up was necess?
Why can't student loans be discharged in bankrupcy when medical bills, credit card bills,...?
Which credit card would be best for someone with fair credit?
How to get a loan for about 30,000?
Whats it mean when your husband/boyfriend Says he loves you. Really low on a cellphone, while he is on the r
what is the age that you are able to get a loan?
Do you have to be 18 to use a pre-paid Visa card?
Can a bank charge a finance charge on finance charges?
Are there any VISA/MASTERCARD PREPAID CARDS FOR FREE instead of paying £5/£10? I want one that cost £0. Thanks?
where can I find a credit card company that doesn't require a Bank account?
what is a prepaid visa?
Where can I withdraw 3,000?
Can I buy a house with bad credit?
where can i go to get my credit score?
About Bill Collectors and Statue of Limitations. Just trying to scare me?
What will happen if the u.s. can't pay off its dept?
Can a additional credit card holder use the credit card once the original holder has deceased?
Does this affect my credit?
Gift card problem=10 fast reward points...?
Does anyone really think we are headed for a cashless society?
Can I get a realistic answer for getting out of debt?
How much is your minimum payment for your Barclaycard?
Why did my credit score take a dive since I moved even though I never default on payments.?
Where can I get a $50,000 loan or line of credit?
What does getting a lien release mean? Does it ruin your credit?
its been 10 years since filing bankrupt how do i clear credit report.?
My dealers Financing company is giving me a rate of 27% for a car 15 000 ? not happy?
What is a place that I can get a FREE Credit Report? No hidden fees.?
how do i find a credit card on the internet were a co-applicant can be added?
Any catalogues pay monthly on I've got bad credit?
Anybody heard about Chris Lending Firm? I am applying for a loan and just making sure this is not a scam.?
What is the best way to pay off these two credit cards?
Can you cancel a pre order at best buy and get your money back in a gift card?
When you are logging in for your visa gift card they ask you last 4 of phone. What does that mean?
I have a lot of credit card debt. Would it be wise to get a low interest bank loan?
How do i get a bank loan?
Can I trick the bank like this ?
Is a credit card safer than a debit card?
amazon payment fee.is this mean it is not charging anymore?
just one honest bad credit lender anywhere?
One more thing to help out with?
Where can you buy Visa/Mastercard gift cards?
Is there any difference between ATM card and debit card?
is having a macys amex card the same thing as having an amex card?
Do you have to enter your credit card information on an eBay gift card?
where can i got to cash a personal check?
how long after applying for a bank of america credit card do you know if you've been approved or denied?
What is the fine for grand theft check writing charge?
Question about financing?
What does "charged off" mean?
How does the cash payment method work on ebay?
How do I cancel my payment on PayPal?
Good online payday loans?
are credit score and credit rating the same thing? How to get a good one?
HOW LONG DOES IT TAKE EDD TO SEND ME AN OVER PAYMENT NOTICE?
How does a visa card work?
How does one go about having an independent valuer's assessment (IVA), in stead of bankruptcy?
Can you order food with a Visa Gift Card?
I just paid off 2 credit cards. Do I leave them open or close them immediately to help my credit score?
Is there really a way I can find out my credit score for free?
Itunes ask for a credit card can i just use a itunes gift card instead?
How to get money back off an expired Gift card from NEXT?
Credit report problem?
how to make atm card?
how can i receive my credit score. i dont mind paying a one time fee?
Where can I get a loan for school (2,000) w/ bad credit?
Business Overdraft Loan?
what happens if you go bankrupt, how do you do it ,will they take all your belongings any advice please?
Where can i look to get a loan with little credit?
Is it possible to hire a solicitor to edit credit reports and defaults?
I had a fraudulent debt on my credit report, and now it says closed ,what does that mean ?
why do these sites say free but want a credit card no?
as we know not every where takes AMEX i want a visa chase?
Were to cash western union money order?
Can I buy items online with a netspend visa debit card.?
sears holding prepaid citi debit card?
HOw do companies go about garnishing wages in the UK?
How do I check my walmart-money-card statement?
Can being denied as a co-signer knock your credit score down?
Is it possible to get a car loan with a 541 credit score and a good co-signer?
If you break a lease does it affect your credit?
i would like to check my account from first south credit union can you show me how to da that?
companies monitoring credit for small business?
What are some things I can do to improve my credit in the short-term?
Withdrawl from savings with a check?
Credit card question?
I am looking for a way to get a first credit card?
Do you need to pay another deposite when you resign your contract to get a new phone?
Oklahoma Divorce/Credit Question?
where can i get a loan agreement form?
How long are inquiries supposed to stay on your credit report?
How long does it take to close usda loan in ks?
What to do with old store credit cards?
Usually what would happen after canceling a credit card and use it after cancelage?
if i pay my debts off in six months, would my credit be restored?
Do you know where I can find a recurring payment system online for accepting payments?
Trying to get a credit card for the first time?
Co-Signed Loan Showing Balance and Date Closed?
If someone donot pay back there payday loans, will it affect his/her credit score?
What is the best kind of credit card to have?
What is meant by "prime minus 1%" in reference to loans?
what are some ways I can improve my credit and credit score?
debit card buy online paypal help?
what can a collection agency do if you didn't show up to court and didn't know?
ok credit score about 550,no credit cards just collections due to medical bills?
No credit but denied by paypal and chase. What's next and will work?
Ca someone put money on your Paypal account w/o your parents knowing?
14-19 year olds discount card?
What Is Different Between A Debit Card And A Credit Card?
Credit Card Debt and Loans?
can an 18 year old get a loan for a car?
If I did not pay my credit card (15$ Payment) and it was due two weeks ago..how harmed is my credit?
Bank charge that I can't pay back at the moment, need help desperately?
4 years ago I had a credit card that had a balance of $400. I was not getting my statements in the mail and wh?
Is US Home and Loans legitimate?
BillMeLater? payment option?
I am in court tomorrow (yes tomorrow) motion of summery judgement. Citibank suing me for debt. ?
Willthey charge me or not?? does anyone know?
EBAY QUESTION i have no credit card so i went to buy now and picked other payment it says i have to send money
AMERICAN EXPRESS users help plSSSS!?
Can't pay my credit cards not working what's going to happen next?
cancel membership to experian.com/consumer?
I just bought a 100$ mastercard gift card.?
How likely will my CC Company cancel my CC if I spend very little like $5 per month?
I need to know how to make $5,000 really quick. My husband is in trouble. Is there help?
debt consolidation question?
Can I apply for bankrupsy for a student loan?
Negative Credit from 2 years ago still affecting my credit score?
cashier prompted to take debit card away?
Where can I buy a Reload PACK for a Netspend account?
Need advice from someone who has used a company that works with your creditors to reduce credit card debt!?
About prepaid debit/credit cards?
what kinds of jobs are created by credit?
I made a payment for my Lloyds credit card in one of the RBS branch, money were taken of my account but never?
How to cash a check as a minor?
what does a credit of 4 means?
I have one neg and over 20 positives on my credit report. Will I be able to get a car loan?
Paypal gift cards or?
i found this words in my report credit EMS CTZN ?
When does Sallie Mae update their system and when will the money be in my bank?
Can anyone give me adive on this? I got a gym membership when 17 which you pay monthly on no contract...?
Can i use a temporary bank card on credit ?
What is Debit Memo on Credit Card Statement ?
is a credit score of 516 to low to get a home loan?
Should I use Target Credit Union (TCU)?
any one ever used prosper.com?
We put ourselves in a hole, what should we do?
Im a feshmen that wants to graduate already I need to get my credit as soon as possable?
can you tell me what web site i can look up for wi bankrupcy chapter7or13?
Can a Naturopath and a Massage therapist be an allowable tax credit?
Can I be reported to a credit agency for a house share?
Payment default - Business.?
How do I add a name to my Visa Gift card?
How to have a debit card ?
Visa Gift Card Credit Card?
whats the difference between credit and debit?
Using PayPal Person-to-Person Payment: will either side be charged if the payer uses a credit card?
I haven't paid my credit card since April would that damage my credit score badly?
I have about $5,000 in debt, is this alot?
i have not got bad credit but still struggling to get a catalogue or credit card?
College student with huge debt from my boyfriend...help!?
Collections Agency called and have not reported debt?
What's the best legit company to use to help w/ old debts ( charge offs, etc.).?
Will anything happen to my credit if I do this?
I am paying off my debts. Now what do I do to build up my credit?? ?
site that i can transfer from credit card to another credit card or bank account?
Getting a first credit card?
what are my chances of getting approved for a business loan?
can i receive a payment from ptc sites with an unverified paypal?
How long does a Green Dot purchase take to process?
Anyone know if banks are allowed to do this?
what would happen to the lien?
which credit card gives u the most benefits and rewards?
I am looking to get a quick loan for 7,000 dollars, with bad credit, anybody have any ideas that could help?
16 yr old w/ credit card?
Im currently having a dispute with an ebay seller through my credit card and im really scared :(?
how can i build credit for a company?
How can I get a credit card if I have bad credit?
How can I pay someone thats doesnt have a credit card on paypal?
What do HSBC paper bank statements look like?
Called and had my credit card limit raised by $500. Will it affect my credit?
Can I use greendot moneypak to make purchases online with an unverified Paypal?
I'm rebuilding my credit?
Can I use my paypal account if i do not link a credit card or bank account?
Greendot prepaid visa or prepaid mastercard?
credit card scam on my order...what do you think?
What does it mean when it says credit next to a payment, then unp after that?
Is Credit Card Safer Than A Debit Card?
I need a big loan.?
If i pre-order something and my card expirse between ordering and dispatching, will there be a problem?
Did the bank breach our contract and is legal action an option?
Why is my payment still pending?
I have a title loan and cant repay. what can they do?
Where can I find ratings on debt concolidation companies?
Would a small low power magnet being near a wallet for 30 to 60 seconds destroy the magstripes on credit card?
how to gain money and deposit it to my mastercard?
What goes into determining your credit score and what causes it to go up and down?
Does anyone know of a US bank that offers secure credit cards for small businesses?
being sued in Maryland by credit card company, want to know if i should settle or go to court?
Can you recomend a good mortgage company for FHA streamline?
how do i get a free credit scor online?
What credit card companies have the best customer service?
Which credit bureau score is used the most frequently to determine my creditworthiness?
Anyone been ripped off by oddsmaker.com?
In terms of a credit score, is it better to...?
I want to apply for a bank account but they ask for a second form of id...what can i use? ahhhhhhhh.....?
how can i get Best Buy credit card?
Does credit denial cause your score to drop?
First Credit card ???
i used to have 632 points y did it go down?
What Does "Financing available with 100% guaranteed approval" Mean?
How do i get my credit card company to cancel my debt?
Where can I apply for business credit without using my personal info?
do i remortgage ?
can you get an fha loan if you have had bad credit in the past?
Im 14 Can i get a Credit/Debit or a savings card or something?
If you owe credit cards, hospitals,banks,and dept. store do you have to pay them back ? what can I do?
Does Work-N-Gear offer a credit card?
Can you help me learn about credit?
how do i read my credit statement online with Aspen credit card?
How long does a hold last on my capital one Credit card?
accounting 1 question: interest rate?
What can I get a home loan for I make 30,000 a year?
after seven years do all negative items remove them self?
I need a social security card but...?
credit checks safe or scam?
Isn't it too late to file fraud with the credit card company?
If a company cash a check and i put paid in full in the memo section. Is the account considered paid in full?
what does taking over payments mean?
Can I take back my settlement offer and accept this one?
Which is Best credit card for groceries and gas?
Would it be possible to receive a direct deposit payment when the bank is closed?
someone has an home equity loan in my name...hw can i find out @ no cost where n who has done this?
If I bet my life savings on something and lose, do I get to transfer my debt to that person?
Where can I find somebody to loan me $55,000?
What exactly does a credit check report mean when it says - Credit limit £100?
Desperate need for a loan...?
I need another credit card fast, what can I do?
Do I have to wait until I receive my Amazon Credit Card in the mail before I sign up online to CHASE?
Can you request to have your BC Hydro Acct added to your credit bureau report?
If a person has a credit card debt and collector's r hounding u,Is it possible to be called out to court?
does your credit matter when buying a foreclosured house?
please give me a website where to find bank laws in Pakistan?
Im looking to get a loan from my bank for around 10000 with a downpayment of 1000 with no credit?
What kind of credit do you have to have to get a loan with "Wells Fargo Financial"?
Wells Fargo Bank pulled up my credit history when I open a checking account?
I want to buy purse onEbay with my giftcard but somebody accept payment through thier Paypal canI use giftcard?
What kind of credit card can I get if I have little or no credit?
What do I do about my friend?
Does renting an apartment or opening a bank account establish credit?
If your bill has gone to a debt collector can you still pay the original debtor?
I just got approved for a credit card, I'm new to credit. And I have questions?
What is the earned income credit for 2007?
Medical bill anyone that works in collections?
Are there options to get out of a motgage gracefully?
How do you "redeposit" a check? Is there a right do it? Is this legal?Do banks allow it?
Can I use the mastercard gift card on Amazon.com?
Must I first have a bank account in order to get a credit card?
Is there any online stores that take personal checks as payments?
I declared bankruptcys in May of 2001, how long does this stay on your credit report because its 7 years now?
Recently my hours have been cut drastically in my job and i have lots of credit card debt.?
Help? Ebay Fraud today!?
if I pay my credit card before the statement, is this good for my credit or bad for my credit?
WHY IS IT WRONG TO NOT PAY YOUR CREDIT CARD BILLS, (why not just screw the banks)...WHY NOT?
i got scammed on ebay--HELP! :(?
adverse mortgage help please?
I have a very low credit score and have limited finances what is the best thing i can do to help my credit.?
$13,000 in credit card debt on 3 cards?
which bank can approve me for a credit card I?
Will asking my credit card for an increased credit limit hurt my credit score?
So does this mean I am not going to be paid?
Need Help with "fraud" on my chexsystems report?
What is the best way for a person to get their credit back to good standing?
How to add account to my credit file?
Credit report and ATT?
How do I get a credit card if I have no specific adress?
will spouses credit score help or hurt us?
If I am in credit with a supplier can that supplier refuse to pay me the credit in cash?
How long can someone take to charge my debit card (read details)?
What's a good credit card for an 18 year old to start building good credit?
Is it possible to clear collections from your credit report once they are paid?
Does Rubio's take credit card?
visa buxx doesnt let you go to your account?
Most common credit cards?
I was told I should get a credit card?
is there anybody here who has never been overdrawn at the bank?
Most suitable-for-me Credit Card?
how to activate my visa gift card?
plz help meee?
Can discharged acccounts be 'removed' from your credit reports after filing bankruptcy? If so, how. If not,??
What is gonna happen if a credit card company reports me to collection bureau?
Cancel credit card or not?
Why do banks don't state the reason why they deny credit card application in the Philippines?
Im 17 n i have two credit cards..my mom put 88 instead of 89 on the year..so does this go on my credit report?
i would like to know the status on my appeal to remove my income tax rebate lien?
Why do people with poor credit, bankruptcies etc think they can just go out and borrow more money ?
What do you do if someone gives you a check and the check came back NSF and there account is closed?
Can I apply for a student credit card this summer before......?
NEW TO CREDIT "CREDIT CARDS"?
Reeds Jewelers - Store Financing?
My credit score is 628...?
How can I get a foreclosure removed from my credit history?
I am currently in escrow and the bank wants me to have "consumer disputes" off of accounts on my credit report?
PayPal payment says pending?
Do you use store cards?
How to Build your credit with new Social Security Number ?
Just got my first credit card and I need to get my credit score to 700+ within 5 months, how do I do it?
does debt relief places w/o bankruptcy ruin your credit...how do they work?
What to put when ask Payment For/Acct.# in a Western Union Money Order?
Calculating and credit terms?
TD Bank Question - Don't tell me otherwise....?
American Express Gold Card benefits?
What is a credit card I can get with out credit?
Looking for a $15,000 loan.?
$5,000 Loan refinance?
I had $ 7,321.00 in credit card debt... I just paid it all off yesterday...need help though!!?
Credit Report Question...?
How can I find a list of good credit cards including their credit score requirements?
How old to have a bank card?
how do you put money from a payzone card to a paypal account?
Need help with paypal?
How can we get a home loan?
if i close a credit car account in good standing does that lower my credit score?
I want an iPhone 4S on contract but not sure about my credit rating?
will i be paying interest on a cancelled credit card that has an owing balance?
Can some one please advice me on how to consolidate my countless credit card debt, who do I trust?Help!!!?
Where can i get a credit card with no credit and no deposit fee?
what is the web address for the ascent visa card?
Does anyone know where i could find any safety credit cards? where they only have like 100 dollars of credit?
When will I have to pay off my credit card debt?
I am being sued-I need some help?
how to reverse a court judgement?
Which would be better?
what are the cooperative financial audit models in the philippines?
what steps happen in an auto loan?
I found a lost credit card. How do I contact the owner to return it?
Do I have to leave all 16 digits of my credit card # with a vendor?
Can anyone recommend a company from which to obtain an unsecured bad credit personal loan?
Amex card lost for 3 days..............?
Can you deposit a voided check?
what are lending tradelines?
Where can I purchase a Visa Gift Card?
Online Credit Card companies?
Pulling my hair out over fixing credit report!!!?
What does "cash back" really mean?
Physical Prepaid Credit Card in Ireland?
Why do we still use coins and cash now that we have creditcards?
Credit Card Transaction?
list of microfinance organizations in canada?
Can i get a car loan at my age and with my credit score at 681?
Credit or debit card?
part time jobs for 14 yr old? ?
If you get a lump sum of money and get a secured credit card....?
Where can i find a guarantor for a loan?
Chase Bank: how do i set up account so that it declines payment when there is insufficient funds?
question about pawning stuff for a loan?
Bad credit loans or loans for people with no credit history?
How do you rebuild your bad credit scores?
When do i have to pay for my credit card bill?
can my mom add me as secondary on her auto loan?
Does a low risk level credit score heighten in risk if a credit card is closed?
Can I get a new car without any credit history?
If ur debit card got stolen in they used ur pin or as credit will they get caught in what can be donee?
What BANK does not charge ATM fees?
Can you get Guaranteed Credit limit of $7500? This is what they promise?
Apple Macbook bought with Stolen credit card?
What is a Purchase Transaction?
What are the risks involved of a credit card company filing a judgement against me?
has anyone ever heard of north point lending services they asked me to send money for a loan???
Can I use a debit card to pay for things on ebay?
What does 'credit card billing address' mean ?
Can a creditor deny me credit if I have a history of paying balances in full?
Can co signer collect?
If I owe the phone company $600 and I promise to pay $125 a mo. can they keep demanding more?
Best way to get credit?
want me not for bank details?
Credit card problems!?
Help i'm looking to buy my 1st home ill give .s?
I have a good credit score, why can I not get a mobile contract?
Does filling out pre-approved auto finance applications affect your credit score?
how do i read my credit statement online with Aspen credit card?
Should I pay a debt collector in full? How will it affect my credit score?
where can i get a printout of my credit report?
18 and I need a loan FAST please help?
How do you put money on your credit card?
can anyone recomend where to get a loan?
Why does Paypal say my payment status is unclaimed?
how does a bank expect me to show proof of income when my shop has only been open for 2 months?
The principal P= $300 is borrowed at simple interest rate r=6.75% for a period of time t= 8 months. Fine the l?
Can i use my credit card(my credit, no cash) to buy something with PayPal?
I am getting calls from a collection agency and they cant tell me who the orginal debtor and i have no idea?
how can i get a credit card afther fileing bankruptcy/but never had acredit card.?
Can I get approved for a house?
do i need a credit card for i tunes account?
what are the chances of being approved?
my bank of america account Haas been closed+what to do with my credit cards?
How do I responsibly keep a (small) running balance on 2 credit cards?
I am a PRIVATE lender; I wan to check the credit score and history of a BORROWER; WHERE, HOW, and is it free?
verizon wirleless credit check will lower score how much?
What happens when an account goes to collection?
Have you ever purchased a item off ebay using a debit card?
is there a site i can go to to get a free credit score and check without a credit card?
Got a ssi check for my son in the mail but dont hav back pay?
How long does things stay on your credit report?
Does citi offer expedited shipping for credit cards?
A local Ford dealer ran my credit without approval.. What can I do? They refuse to talk to me about this.?
I want to pay off a credit card debt of about 5,000. THe credit card is?
How Can I Take Credit For Trends I Started?
Strengths and Weaknesses of Credit Raters?
21.49% APR for Credit Card?
I need to refi to an option arm for 95% LTV. My median credit score is 722. (721,722, 760)?
Kmart wont give me my money back to my card?
Is green point bank the same as capital one?
What is a list of few free prepaid credit cards?
understanding my first credit card?!?!?
Can I get sued for this?
I have car i got back in 2000 and it was charged off? How can i get this deleted from credit report?
Need an emergency loan to pay for move in costs?
How do I make a Halal Credit Card in Pakistan?
Text Message From CRS? Help?
Payroll check restricted, call collections?
I have bad credit but I need a loan for college?
What can I do about these charges on my credit card?
i bought a prepaid visa gift card.?
Will this help me get a boat loan?
How do I cancel my prepaid credit card?
Can I get a lower interest rate on an existing car loan?
What are the names of Horizon Card Services Merchants?
Please only serious answers?
should you put in your credit/debit card info on ebay? Does the seller have access to that info?
Ordering from spencersonline.com. ...how do the charges show up on a credit card bill?
Can a bank illegally issue a minor a line of credit and report it to a credit agency?
Can you buy $250 prepaid visa cards?
just moved out of state got a new job can i get a loan?
Taking out a loan with no credit?
Help, I'm totally broke?
Does anyone know how to remove my name from a vehicle title after I co-signed and paid for a loan.?
Can you use FingeHut credit accounts to purchase things from anywhere?
Can Ebay shut down my Paypal Account or just my dads Ebay Info Inside?
Are there any banks out there that will give personal loans to people with bad credit?
What happens when family member passes away and has a car loan but the loan is being paid for by a family mem?
I would like to know about credit?
Pre-Paid Master cards...?
When buying something online and they ask you for your credit card number, can you use your atm number?
Questioning legitimacy of loan offer?
credit cards? please read.?
Traffic Ticket...6ish years ago...debt collector?
questioning about the credit score?
Is there a bank that will loan me 45,000 this week?
i have 2 unpaid judgments show on my credit report?
I have $7000 in credit card debt, should I go to a debt consolidator?
Social security says that they overpaid me, has this happened to you?
What are some ways to rent an apartment with bad credit?
2 Unpaid credit card for 2 years?
Can you cash a check at any bank even if you dont bank with them?
Has anyone heard of this person? Prof Charles Soludo" <cbnpaymentoffice_zone@.es?
Is this a Scam? (Loan Question)?
whats the difference between a money grant and a cash loan?
Can someone please help me with advice to improve my credit score of 562 to buy a home?
What can I do? (Debt issues)?
What happens if your checking account is negative and you never pay them back?
How does the Statue of Limitations affect my credit report?
Just got approved for my first credit card?
Are the First National Card real? Can you pay bills with it? Is CCS Real?
Am I doing well financially for 21?
Is a credit card considered a written contract for the state of Illinois?
Does navy fed approve a used car loan if you have bad credit ?
Have I Passed My Credit Check With Vodafone?
Ihow to get a loan when you have bad credit (no payday loans please?
How do i build credit? ?
Anyone been involved with debt collection agencies? Were you able to negotiate w/ them?
has any one use netspend what does the reload pack look like is it the same as greendot?
the best way to recover debt of $250 from auction con?
Is there any way this comany isn't a scam? They do not want me to use my bank account info? I need the money!?
Will I go to Jail?
How do I know a debit card can be used like a credit card for online purchases?
How can I get a Paypal Debit Mastercard without having a credit card?
I need a decent loan company?
How do I know when the debt is completed from the collection agencies..?
I need to contact Chase Credit Card payment department?
how do you check the payment history on a gift card?
Credit union queations...?
Is this someone trying to steal from my credit card?
do you need good credit for month to month apartment rentals?
outstanding bills telecom company?
I co-signedfor a car and now I'm tring to buy a House, Since the car has been refinanced how long ...?
I am looking for a form to explain my financial situation to creditors so I acn let them know my intents to st
Removing negative account from credit report?
I'm 21 and need to build credit?
What specifically is a down payment?
How many days does it take a purchase to process when using the debit card as credit w/ chase bank?
Any ideas on what type of credit card is good for bad credit?
i wanted to get a loan?
What if I applied for a EIN # when I should have applied for a FEIN #, Can this be corrected?
Why am i being declined credit when ive never had it?
chase credit card??
Filing a complaint against the Credit Bureau?
Need help with Vanilla Mastercard.?
How can I use my paypal money?
Cannot find customer relations for Blinco under www.blinco.com. I have a complaint I wish to resolve.?
Can they do this???
Banking help. Bounced checks?
My mom's ex-husband is trying to get her houses!?
lost credit collectors info..how to pay?
What is best card for someone with no credit history?
wHERE CAN I FIND A LENDER WHO WILL 100% LOAN ME $3000 WITH BELOW AVERAGE CREDIT?
how can i 16 year old get a cred/debit/charge etc, some type of card?
Which is most accepted credit card in the world?
What is novus credit reporting agency?
Can I remove my name from a joint credit account that's been closed?
question, please help me?
does anyone know a credit card agency that will approve me for small credit limit with poor credit(no fees)?
how to prove a private loan?
Stop paying credit card bills?
Does a satisfied Judgment stay on a credit report for 7 years from..?
A Modeling Company is Suing me for not paying, what should I do?
looking for tuxcedo credit cards a top up credit card with bank account?
How do i get Companies that do not have my approval to stop making inquiries of my credit report?
what are the chances of finding a loan?
Which one should I use for credit counseling? ?
Can anyone give me the details of having a judgment filed against me in New York?
Can I use an expired Passport as I.D to cash a cashier's check at the bank Chase?
Easy credit card to get with not so good credit????
Getting a 5000 dollar loan with a co-signer?
Do you need your Social Security Card to open a checkings account?
how do i find out if a website is still trading?
Who owns/runs chooseMyRewards.com? No contact info on site.?
How often do creditors update your credit reports???????
does this mean £563.82 ? is it $563.82?
how long does it actually take to receive a credit card by mail?
i have a new credit card number and i would like to regester it. my paypal bank account credit card?
HOW DO I PAY 4 SOMTHING I BOUGHT ON EBAY WITH A CREDIT CARD THROUGH PAYPAL?
Does anyone know the Statute of limitations for unsecured credit card debt in Pennsylvania?
What is this minimum finance charge fee from credit cards?
Question about credit utilization?
i lost my american express credit card what is the number that i call to report this?
IS IT BETTER TO TAKE 0% ON A LOAN, OR 3,000 CASH BACK?
what is bankruptcy and if i filed it how would it effect me(read on)?
How do i remove a bad credit mark off my credit report?
i received a american express gift card sent to me to be a personal asst shopper is this a scam? i checked the?